Florida Title Insurance
Affordable, Tailored Title Insurance from CG Title
Coral Gables Title + Escrow is a highly regarded title agent based in Miami, FL that provides Florida title insurance and escrow services. CG Title has options for lender’s policies and owner’s policies that grant peace of mind to the new owner of the property, the lending party, or both.
Why Florida Title Insurance Matters
The Importance of an Owner’s Policy
CG Title bases the Owner’s Policies it issues on a robust public records search which determines the state of the title at the time of purchase. One of the most important aspects of purchasing real estate is ensuring that you have free and clear title to the property once the transaction is final. Otherwise, a defect in the title, a lien, unpaid taxes, or other issues could jeopardize your ownership of the property in question. An owner’s policy from CG Title protects you for as long as you own the Property.
Unlike other types of insurance, a one-time premium for your title policy, which remains in effect for as long as you or any heirs own the property, is the only payment due.
The Ins and Outs of a Lender’s Policy
A Lender’s Policy may be required by your lender in real estate transactions that are financed as a condition to the mortgage. In the same way an Owner’s Policy protects the new owner from claims against the property, a Lender’s Policy insures the loan issuer’s interest in the title to your home. It provides protection to the person or institution that loaned the funds to buyer for the purchase of the property.
Need a hand with Title Insurance?
Not sure where to start or need more information about Florida Title Insurance? Contact us for a quote or to learn more.